Insurance Center
GAP Insurance
"GAP Advantage" (Guaranteed Auto Protection) protects you in the event that your vehicle is damaged beyond repair or if it is stolen and not recovered. This insurance product covers the difference between the market value of your vehicle and the loan balance, less delinquent payments and refundable service warranty contracts. It will also refund your insurance deductible up to $1,000 and provide $1,000 for down payment on a replacement vehicle, if financed at the credit union.
All of this coverage is available for a one-time premium of $206.00. Automobile dealers typically charge $300-$400 for this product. This is a great deal! If you are in the market for a vehicle loan or already have a vehicle loan at the credit union, simply contact us to apply for GAP coverage.
GAP is also available for Boats and other recreational vehicles. Contact the call center for details.
Life Savings
Each share account contains a no-cost life insurance benefit in case of the primary member's death. The balance of the account and the age of the member at the time of death determine how much benefit will be paid. The maximum benefit is $2,000 and terminates at age 70.
Term Life
Term Life is available through Member Protection Plans. Premiums are based on the amount of coverage desired and your current age. Premiums are paid quarterly. Contact Us for an application.
Cancer Insurance
American Family Life Assurance Company (AFLAC) offers cancer insurance to credit union members. You must contact an AFLAC insurance agent to apply for this insurance.
Accidental Death
Accidental death and dismemberment insurance is available to members. The policy pays if the insured dies in an accident or suffers the loss of speech, hearing, or a member (hand, foot, eye). The credit union provides $1,000 of free insurance upon the completion of an application. A variety of additional coverage levels are available and a beneficiary is named on the application. Age restrictions apply. Contact Us for an application.
Loan Insurance Plans
Credit Disability from CUNA
We offer CUNA Mutual Credit Disability Insurance on most loans. The insurance pays if you are off work more than 14 days; payment will commence from the 15th day, and until you return to work. Contact Us for an application.
Home Equity Loan Insurance
Single and Joint Life for Home Equity Loans is available from CUNA Mutual. Insurance pays up to $50,000 upon the death of a member. Apply for this insurance at the time that you apply for a Home Equity Loan. Contact Us if you have specific questions or would like to apply for any insurance plan.
