Personal Lines of Credit
Prestige Line of CreditA Line of Credit linked directly to your checking account. Prestige Line provides ready access to cash, carries low introductory and permanent and fixed rates and has monthly payments at only 3% of balance ($20 minimum payment). There are no transaction, activity, membership or participation fees. It is also overdraft protection for your checking account!
Prestige Line offers:- Low 8.9% APR* Fixed Rate
- Affordable monthly payments
- Credit Limits from $1,000 to $15,000 for qualified members
- Easy Access - simply write a check, use your ATM/Check Card or request an advance by World Wide Branch or Audio Teller.
*No fixed transaction, activity or participation fees.
Qwik-Check LoansCommunications Family offers a revolving line of credit loan for qualifying members; you can choose a limit from $1000 to $5000. Applying is easy, making a draw is even easier. You can make advances through Audio Teller or World Wide Branch, 24 hours a day. There are no transaction, activity, membership or participation fees.
The monthly payment is dependent on your balance: $0 - $1,500 is a $50.00 a month payment; $1,501 - $3,000 is $100.00 a month; $3,001 - $5,000 is $150.00 a month.
Personal Loans
Collateral LoansCollateral loans--those where the item you are purchasing or refinancing is offered as security, such as a new or used vehicles, mobile homes, boats, RVs or any other purchased merchandise. You may also pledge any titled good you own free and clear and receive a preferred rate.
Signature LoansQualifying members may apply for signature loans up to $15,000. Signature loans require no collateral.
Share Secured LoansA collateral loan based on your savings on deposit at the credit union. Savings equal to the declining loan balance must remain on deposit in the specific savings instrument pledged. IRA accounts cannot be used as collateral. Longer repayment terms are offered with a variable interest rate.
Stock or Bond Secured LoansWe will loan up to 60% of the current market values. Longer repayment terms are offered with a five-year balloon. The stocks or bonds must be assignable and must be held in our office.
Apply for a loan 24 Hours a Day!
Secure, safe and fast consumer loan approval with Communications Family Credit Union. Apply online and get approved in a minute or less. You must be a Communications Family Credit Union member.
Call our 24-Hour Loan Application Service to apply over the telephone by calling 1-800-270-6738. Qualified loan personnel are ready to answer your questions and take your application. You will receive an answer on these loan applications the next business day, or in some cases, right over the phone.
